Features

See how Narrative engineers banking engagement through hyper-personalisation

Seamless Open Banking integration

Securely onboard bank customers via advanced Open Banking integrations. Narrative effortlessly synchronises financial data, providing instant, enriched insights—making customer onboarding simple and efficient, and unlocking immediate engagement opportunities.

Proteus Digital Twin story engine

At Narrative’s core lies our proprietary Proteus Digital Twin technology, continuously modelling and adapting to each user's financial journey. Proteus intelligently creates deeply personalised financial stories that drive sustained growth and loyalty.

Scaleable, secure banking infrastructure

Built with robust, bank-grade security and scalability at the core. Narrative ensures your customer financial narratives are always protected, compliant, and ready to scale, powering a frictionless journey from launch to growth.

The core benefits of the new Narrative approach

How does the next generation of banking hyper-personalisation transform the economics and relationships of banking?

Growth personalisation

Our growth personalisation approach combines AI-driven segmentation with rich user profiles to deliver truly relevant financial experiences.

Accelerate acquisition
by providing the right offer at the right moment to new and existing customers.

Build loyalty
through personal touchpoints leading to higher retention and deeper engagement across products.

Boost revenue
by aligning product recommendations with each customer’s unique financial aspirations, and see cross-selling and up-selling opportunities multiply.

Adaptive money narratives

Powered by our Proteus Digital Twin engine, our platform automatically curates user “stories” that shift in real time—constantly responding to changing financial goals, market conditions, and personal milestones.

Stay relevant in real time as our financial narratives adapt to each user’s journey, providing timely tips, tutorials, and nudges when they matter most.

Deepen relationships
by weaving core banking products into personal, evolving stories, further building the story of the bank as the trusted advisor.

Engage and educate
through turning complex data into straightforward, ongoing narratives encouraging financial literacy and fostering confidence in decision-making.

Premium banking ROI

Narrative pinpoints where and how to invest in customer engagement to maximize profit. By using integrated data analytics, it identifies the optimal moments to introduce new products and services, ensuring that each recommendation converts at a high rate while keeping costs in check.

Targeted product uptake
allows you to present the right offers to the right customers, improving adoption rates without wasting marketing spend.

Cost-effective growth
is achieved through in-app predictive insights that allow the right product to be show to the right customer at the time that they need it.

Increased profitability
from higher product usage and satisfied customers' loyalty and recurring revenue - driving sustainable growth for the bank.

Banking hyper-personalisation, simplified.

Make the move to next-generation financial storytelling without the complexity.

Instant support

Users have instant in-app access to direct assistance from Narrative’s specialists, ensuring a premium support experience.

White-labelling

Fully customised branding aligned with your bank's visual identity, offering cohesive and consistent customer experiences.

Data security

Built to meet GDPR compliance and aligned with ISO 27001 standards, protecting data with best-in-class security.

Real-time analytics

Aggregated insights delivered through a secure dashboard, for clear visibility into engagement and app-driven growth.

Multilingual

Apps are fully available in multiple major languages, ensuring seamless, inclusive experiences for diverse global customer bases.

Early market insights

Aggregated user data provides powerful predictive insights into market shifts, identifying trends and opportunities.