Welcome to Narrative Banking, operated by Narrative Fintech Limited (“Narrative”, “we”, “us”, or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website and related services, including any software development kits (SDKs), APIs, analytics dashboards, and related materials (collectively, the “Services”).

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you must not use our Services.

1. Company Information

Narrative Fintech Limited
Company Registration Number: 794064
Registered Address: 34 Block B02, Roselawn, Knocksinna Court, Blackrock, Co. Dublin, A94 R5F3, Ireland
Email: support@narrativebanking.com

2. Use of Services

Our Services are intended for use by businesses, financial institutions, and other authorised partners. You agree to use the Services only for lawful purposes and in accordance with these Terms.

You must not:

  • Copy, modify, or reverse engineer our SDK, APIs, or content;

  • Use the Services to violate any applicable laws or regulations;

  • Interfere with or disrupt the integrity or performance of our systems.

Narrative may update, suspend, or discontinue parts of the Services at any time for maintenance, improvements, or compliance reasons.

3. Intellectual Property

All software, text, graphics, trademarks, and other materials on our website and within the Services are the property of Narrative Fintech Limited or our licensors. You are granted a limited, non-exclusive, non-transferable licence to access and use the Services in accordance with these Terms.

4. Data and Security

We are committed to maintaining the confidentiality and integrity of data processed through our Services. Any personal data will be handled in compliance with the EU General Data Protection Regulation (GDPR) and the Data Protection Acts 1988–2018 (Ireland).

You are responsible for maintaining the security of your account credentials and any systems that access our SDK or APIs.

5. Third-Party Links and Integrations

Our Services may contain links or integrations with third-party platforms. These are provided for convenience only, and we are not responsible for the content or practices of such third parties.

6. Limitation of Liability

To the fullest extent permitted by Irish law, Narrative shall not be liable for any indirect, incidental, or consequential losses arising from your use of or inability to use the Services.

Our total liability, whether in contract, tort, or otherwise, shall not exceed the amount paid by you (if any) for accessing the Services during the six months prior to the claim.

7. Termination

Narrative may suspend or terminate your access to the Services at any time, without notice, if you breach these Terms or engage in conduct that may harm our reputation, systems, or other users.

8. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of Ireland. Any disputes shall be subject to the exclusive jurisdiction of the courts of Ireland.